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Jefferson
Bank Privacy Policy & Disclosure
| FACTS |
WHAT
DOES JEFFERSON BANK DO WITH YOUR PERSONAL
INFORMATION? |
| WHY? |
Financial
companies choose how they share your personal
information. Federal law gives consumers the
right to limit some but not all sharing. Federal
law also requires us to tell you how we collect,
share, and protect your personal information. |
| WHAT? |
The
types of personal information we collect and
share depend on the product or service you
have with us. The information can include:
*Social Security number and income
*Account balances and payment history
*Credit history and credit scores
When you close your account, we continue to
share information about you according to our
policies. |
| HOW? |
All
financial companies need to share customers'
personal information to run their everyday
business - to process transactions, maintain
customer accounts, and report to credit bureaus.
In the section below, we list the reasons
financial companies can share their customers'
personal information; the reasons Jefferson
Bank chooses to share; and whether you can
limit this sharing. |
| Reasons
we can share your personal information |
Does
Jefferson Bank share? |
Can
you limit this sharing? |
For
our everyday business purposes -
To process your transactions, maintain your
account, and report to credit bureaus |
Yes
|
No
|
For
our marketing purposes -
To offer our products and services to you |
Yes
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No
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| For
joint marketing with other financial companies |
Yes
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No
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For
our affiliates' everyday business purposes
-
Information about your transactions and experiences |
No
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We
don't share
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For
our affiliates' everyday business purposes
-
Information about your creditworthiness |
No
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We
don't share
|
| For
our affiliates to market to you |
No
|
We
don't share
|
| For
our nonaffiliates to market to you |
No
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We
don't share
|
| FACTS |
WHAT
DOES JEFFERSON BANK DO WITH YOUR PERSONAL
INFORMATION? |
| Sharing
Practices |
| How
often does Jefferson Bank notify me about
their practices? |
We
must notify you about our sharing practices
when you open an account and each year while
you are a customer. |
| How
does Jefferson Bank protect my personal information? |
To
protect your personal information from unauthorized
access and use, we use security measures that
comply with federal law. These measures include
computer safeguards and secured files and
buildings. |
| How
does Jefferson Bank collect my personal information? |
We
collect personal information, for example,
when you
*Open an account or deposit money
*Pay your bills or apply for a loan
*Use your credit or debit card
We also collect your personal information
from others, such as credit bureaus, affiliates,
or other companies. |
| Why
can't I limit all sharing? |
Federal
law gives you the right to limit sharing only
for
*Affiliates' everyday business purposes -
information about your creditworthiness
*Affiliates to market to you
*Nonaffiliates to market to you
State laws and individual companies may give
you additional rights to limit sharing. |
| Definitions |
| Everyday
business purposes |
The
actions necessary by financial companies to
run their business and manage customer accounts,
such as
*Process transactions, mailing, and auditing
services
*Providing information to credit bureaus
*Responding to court orders and legal investigations |
| Affiliates |
Companies
related by common ownership or control. They
can be financial and nonfinancial companies.
*Jefferson Bank has no affiliates |
| Nonaffiliates |
Companies
related by common ownership or control. They
can be financial and nonfinancial companies.
*Jefferson Bank does not share with nonaffiliates
so they can market to you. |
| Joint
marketing |
A
formal agreement between nonaffiliated financial
companies that together market financial products
or services to you.
*Our joint marketing companies may include
credit card companies, mortgage companies,
and leasing companies, and brokerage companies. |
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DOWNLOAD
OUR ONLINE PRIVACY NOTICE
If you have a printer and Adobe Reader already installed
on your computer, you may download our privacy notice
and conveniently print your own copy.
Download approximately
7 seconds on 56k modem. |
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TO
REPORT A CARD LOST OR STOLEN WHEN OUR BRANCH
LOBBIES ARE CLOSED, PLEASE CALL 1-800-535-8440.
IF OUTSIDE THE USA, CALL (612) 316-1484.
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