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Jefferson
Bank was organized by a group of business people
that saw the need for a bank to know the people
within the community it serves. You are important
to us! Please allow us to help you make your dreams
become reality.
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 Home
is Where the Heart Is
Jefferson Bank has a home purchase product designed
with you in mind. Our goal is to assist you in
every way possible to obtain the home of your
dreams. Drop by and visit with our lenders to
discuss this exciting opportunity!
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 Real
Estate Lending
When you are ready to build or purchase that dream
home, Jefferson Bank can meet your needs! Interim
construction, home improvement, and home purchase
loans are a small sample of the many loan products
we offer. For expansion of an existing property,
purchase of new or additional property or refinancing
of existing debt, come by and talk with our real
estate lending professionals. |
Personal
Loans
When you are ready to buy that dream car, boat,
or R.V., Jefferson Bank is ready to meet your needs.
We offer a wide variety of personal loans including
New and Used Automobile, Home Construction and Improvement,
Home Equity, and Loans secured by Deposits. |
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Jefferson
Bank was organized by businessmen who saw a need.
A need for a banking institution to know the people
within its community. A need for its customers
to know the people within the Bank who will provide
services. Come and join us as we see your dream
become our reality.
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 Commercial
Loans
Whether your need is to purchase inventory, new
or additional equipment, or maybe a commercial
vehicle, Jefferson Bank can help. Loans are available
at both fixed and floating rates, with a floating
rate generally indexed to the current Prime Rate
as established by the Bank.
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Real
Estate Loans
Let Jefferson Bank assist you with a real estate
loan to:
· Purchase new or additional property
...............· Expand
an existing property
...............· Refinance
existing debt |
 S.B.A.
Loans
Jefferson Bank is pleased to offer this service
in partnership with the all Small business Administration
enabling many small businesses to obtain financing
for the following:
· Purchase Real Estate (owner-occupied)
· Construction
· Renovation
· Leasehold Improvement
· Purchase of Inventory
· Working Capital
· Acquisition of Furniture, Fixtures, Machinery
& Equipment |
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 Lines
of Credit
There are times when most businesses need short-term
working capital. A line of credit makes cash available
when you need it. Lines of Credit can be secured
by accounts receivable, inventory, or equipment.
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| Jefferson
Bank is an equal housing lender and endeavors to
meet the credit needs of all of its customers without
regard to race, color, national origin, religion,
sex, handicap, or familial status (having children
under the age of 18). We do business in accordance
with Federal Fair Lending Laws |
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